Works offline, no sign-up

Your debts and expenses ledger, on your phone

What you are owed and what you owe, for each party, and your income and spending. Your ledger is encrypted on your phone, and no one else sees it.

The tamemli home screen: a list of parties and what each one owes
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Sign-ups to start
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Tracking or ad tools
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Currencies: lira and dollar
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Digits in the backup PIN

01Privacy

Your ledger stays with you

Four things to know before your first entry.

  • Offline

    Works without internet

    Record and review your ledger with no connection. The internet is used only for verification and backup.

  • On your phone only

    An encrypted database on your phone. We cannot see it, and it never reaches us.

  • Backup

    A backup locked with a PIN we never know

    It is encrypted on your phone before it leaves, so you can restore your ledger on another phone.

  • Ledger only

    Not a bank, not a wallet

    • Moves no money
    • Lends no money
    • Pays no one on your behalf

02Debts

How it works

Three steps, from the first party to the statement.

  1. Add a party

    A name, and a phone number if you like.

  2. Record what you gave or took

    In lira or dollars, with a note if you like.

  3. Send them their statement

    On WhatsApp, with every entry and its date.

03Expenses

Expenses and income

A second ledger in the same app. Record your income and spending, and review the net for each month or week.

04Questions

What people ask before downloading

Can anyone see my debts, or what people owe me?

No. Your ledger is stored encrypted on your phone and never reaches us. It leaves the phone only inside a backup you ask for, encrypted with a PIN we never know.

If I lose my phone, do I lose my ledger?

If you have a backup, you can restore your ledger on another phone after verifying your number, using the PIN you chose. Without a backup, the ledger exists only on that phone.

Does it work without internet?

Yes. Recording and reviewing need no internet. It is used only for verification and backup.

Is it a bank or a loan app?

No. tamemli is a ledger only: it moves no money, lends no money, and pays no one on your behalf.

How do I delete my data from the server?

In the app, open Profile or Help centre, then “Delete my data from the server”. Or follow the steps on the data deletion page.

Start your ledger today

tamemli is available for Android phones.

Get it on Google Play